Treasury and budgeting
We help you see upcoming receipts and payments, plan spending, and identify cash-shortage risks early. The cash-flow calendar, budgets, and budget-to-actual analysis connect current financial work with business plans.
We agree the scope and volume of work around your company’s needs. Statutory and tax accounting is one of our areas of ongoing support.
What our team does
a 13-week cash-flow calendar and cash forecast
payment-request and payment completion monitoring
budgeting and budget-to-actual analysis
receivables, payables, and upcoming obligations monitoring
From today’s payment to the period forecast
Treasury provides daily payment discipline; budgeting provides an agreed financial plan and execution control.
Make payments visible
We bring balances, incoming cash, obligations, and requests into a payment calendar with priorities and approval routes.
Build budgets
We use sales, procurement, expense, investment, and financing plans to prepare a profit and loss budget and a cash-flow budget.
Explain deviations
We compare actual results with the budget, investigate variances, and identify the actions needed and who is responsible for them.
Working with Asar Consulting
Team composition, scope, and output are defined around the business priority.
What is treasury management in a company?
Treasury management organises a company's receipts, payments, and cash obligations. It helps make upcoming payments visible, agree priorities, and monitor payment completion. Asar Consulting carries out this work within ongoing financial support.
What is a cash-flow calendar and why is it useful?
A cash-flow calendar is a schedule of expected receipts and payments. It helps identify periods when cash may be insufficient and supports payment prioritisation. Asar Consulting uses a 13-week cash-flow calendar within treasury support.
What is a cash shortfall and how can it be identified early?
A cash shortfall occurs when available cash is insufficient at the date a payment is due. Forecasting receipts and payments in a cash-flow calendar helps identify this risk early and prepare options. Forecasts reduce uncertainty but do not guarantee that shortfalls will be avoided.
How does budgeting differ from a cash-flow calendar?
Budgeting sets the business's financial plan, including income, expenses, and expected results. A cash-flow calendar shows when receipts and payments are expected. Together they connect business plans with day-to-day payment management.
What is budget-to-actual analysis?
Budget-to-actual analysis compares actual results with the budget. It helps identify variances in income, expenses, and other indicators, understand the causes, and adjust future actions.
What does budgeting support include?
The work covers budgeting and budget-to-actual analysis. Budgets covered, payment services, and financial monitoring are agreed around the company’s needs.
When do recurring payment and budgeting processes begin?
Recurring processes begin after implementation, which takes the first three months and is included in the service fee. Budgeting setup forms part of the agreed scope of work. The first analytical report is provided in month three.